Maximum loan up to $100,000. Interest rates offered:

1. 1% - provided the member puts 50% of the loan on a Fixed Deposit with the AGECU. Member will receive 50% in hand and 50% will be invested at a guaranteed interest rate as per fixed deposit schedule, maturing after the loan is repaid in its entirety from investment date.
2. 1.5% - if the member wishes to utilise the full loan value for the investment.

Member must provide evidence of the investment and the cheque will be made payable to the investment company.

This loan cannot be consolidated and can be accessed again at the point of maturity of the Fixed Deposit if the member accessed this facility.

This loan is not to exceed 5yrs*

*Interview to be held with member to determine if multiplier and risk will be waived