Interest rate .80%.

Loan can be accessed at any time throughout the year.

The loan amount to any member must not exceed fifty thousand ($50,000) dollars.

The repayment period must not exceed three years.

Evidence of travel / vacation must be provided to access this loan, e.g., hotel or flight booking, itinerary, etc.*

Member can refinance the loan, but it must be paid off within the remaining time period.

‘Top up’ option can be discussed with credit committee.

*Can be waived if money is required firstly to pay to get ticket and itinerary (case by case basis).